Home Loan starts from 8.50%. Providing the best future for your best living
Talk to our EXPERTS now!
For Self Employed - Business & Professional
For Every Risk Appetite
India's Fastest Growing Home Loan Company
Identity is embodied in a home. Homeownership is the best and most important investment an individual can make. Embark on this journey with Arambh.
Arambh has earned a reputation as a pioneer in the field, focusing on providing housing finance solutions to informal-income families. Our mission is to help people who don't belong to a formal income circle build happy homes.
Home Loan
Personalized Home loan - advisory based on your requirement
Interest Rate: 8.55% p.a. onwards
Tenure: Up to 30 years
Foreclosure Charges: Zero
Loan Amount: Up to Rs.5 crore
Dedicated Loan Advisers
Work with a Strategist who specializes in bank and finance company investments.
Zero Processing Fees
Avail fast home loans with zero processing fees with Arambh.
100+ Bank offers
Partner with Arambh and get offers from 100+ banks.
Superfast Process
Receive support instantly for a home loan with a favorable interest rate and limited documentation
Perfect combination of speed and service
Step 1.Complete the application
Our application is pretty simple, and you can apply online or over the phone
Step 1.Accept the best loan offer
We compare offers from multiple lenders to give you the best offer to proceed with.
Step 1.Get funds credited
Funds disbursed in your account after KYC, agreement signing & e-NACH formalities.
Why we're better?
Our tech unlocks lower rates, higher chances of approval, and a lightning‑fast process from approval to closing.
Home Loan
Loan Against Property
Balance Transfer
How much are you looking for?
Calculate. Plan. Simplify Your Smart Loan!
Loan Amount
15 Lakhs
Interest Rate
8%
Loan Tenure
20 YEARS
Equated monthly installment
₹15 Lakhs
*Starting at 1% monthly reducing interest rate. Apply now to know your exact EMI & interest rate.
Home Loan Rates by Top Banks & NBFCs
The following is a comparison of loan feature of banks across key categories
8.50 - 11.45% onwards
Interest Rate
Rs. 1000 to 0.50%
Processing Fees
Rs. 787/Lakh
EMI
8.50 - 11.45% onwards
Interest Rate
Rs. 1000 to 0.50%
Processing Fees
Rs. 787/Lakh
EMI
8.50 - 11.45% onwards
Interest Rate
Rs. 1000 to 0.50%
Processing Fees
Rs. 787/Lakh
EMI
**The above figures are subject to change and GST may be applicable.
Loans for
For Marriage
For Vacation
For Home Renovation
For Debt Consolidation
For Medical Emergencies
For Education
For furniture making
For jewellery purchase
Qualification Criteria
Age: 23-65 years
Business Type: All constitution
Years in business: 2+
Industry: All eligible industries
Documents Required
12 months’ bank statement
Aadhaar and PAN card
At least 1 business proof
Ownership Proof - Business / Residence
Home Loan Rejection Do’s and Don’ts
Do’s
Make sure you have done your research on the loan that you wish to apply for before you apply
Before taking out a loan, make sure to read the fine print
Keep an eye out for any charges that may apply to prepayments and foreclosures
Pay your equated monthly installments (EMIs) on time if you want your loan to stay in good standing
Keep an eye out for any charges that may apply to prepayments and foreclosures
Prior to applying for a loan, you should ensure that your
Credit score is good
Find out how much you are eligible for a loan and apply for one
Ensure that all the required documents are submitted
Maintain a stable employment situation
Don’ts
Don’t Apply Without Checking Your Credit Report
Don’t Switch Jobs Before or During the Loan Application
Don’t Ignore Floating vs Fixed Interest Rate Comparison
Don’t Delay Loan Repayments or Default on Existing Loans
Don’t Forget to Maintain a Healthy Debt-to-Income Ratio
Don’t Underestimate the Importance of a Co-Applicant
Don’t Overestimate Your Repayment Capacity
Don’t Make Multiple Loan Applications Simultaneously
Don’t Choose a Lender Based Solely on Low Interest Rates
Don’t Overlook the Fine Print
Don’t Go for a Short Loan Tenor if You Cannot Afford the EMIs
Asked Question
What does Market Value of a property mean?
Market Value of the property refers to the approximate value of the property in the prevailing market.
When can I apply my Housing Loan application?
How do I start paying back the loan?
When do I start paying my principal amount?
What tax deduction are allowed against home loans?
Talk to our Experts now!
For Self Employed - Business & Professional
For Every Risk Appetite