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Loan Against Property at Low Interest Rate.

Unlock the true potential of your assets!

Talk to our EXPERTS now!

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For Self Employed - Business & Professional

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For Every Risk Appetite

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Loan Against Property

At Arambh, we understand that owning a property is the biggest asset one can create. With our Loan Against Property product, we give you the opportunity to leverage this asset to fulfil your financial needs

Whether it is your child’s marriage or education, or working capital needed for your business growth, or any other emergency, our Loan Against Property will help you fulfil your specific needs.

Why Should Choose Arambh For Loan Requirement

Lowest Interest Rate

Lowest Interest Rate

Home loan interest rates have never been this low in the past 15 years. With the current range of home loan offers, you might be able to receive a low rate of interest on your house loan for any amount.

Longer tenure, smaller EMIs

Longer tenure, smaller EMIs

With Simple Documentation Process. Getting a loan from Arambh is easy and quick.

Dedicated Loan Advisers

Dedicated Loan Advisers

Work with a Strategist who specializes in bank and finance company investments.

100+ Bank offers

100+ Bank offers

Partner with Arambh and get offers from 100+ banks.

Superfast Process

Superfast Process

Receive support instantly for a home loan with a favorable interest rate and limited documentation

Perfect combination of speed and service

doctor loan

Step 1.Complete the application

Our application is pretty simple, and you can apply online or over the phone

Step 1.Accept the best loan offer

We compare offers from multiple lenders to give you the best offer to proceed with.

Step 1.Get funds credited

Funds disbursed in your account after KYC, agreement signing & e-NACH formalities.

Why we're better?

Our tech unlocks lower rates, higher chances of approval, and a lightning‑fast process from approval to closing.

Home Loan

Home Loan

Arrow
Loan Against Property

Loan Against Property

Arrow
Balance Transfer

Balance Transfer

Arrow

How much are you looking for?

Calculate. Plan. Simplify Your Smart Loan!

Loan Amount

15 Lakhs

Interest Rate

8%

0
5
10
15
20
25
30

Loan Tenure

20 YEARS

0
5
10
15
20
25
30

Equated monthly installment

Loan Amount

15 Lakhs

*Starting at 1% monthly reducing interest rate. Apply now to know your exact EMI & interest rate.

Loan Against Property Rates by Top Banks & NBFCs

The following is a comparison of loan feature of banks across key categories

bank_logo

8.50 - 11.45% onwards

Interest Rate

Rs. 1000 to 0.50%

Processing Fees

Rs. 787/Lakh

EMI

bank_logo

8.50 - 11.45% onwards

Interest Rate

Rs. 1000 to 0.50%

Processing Fees

Rs. 787/Lakh

EMI

bank_logo

8.50 - 11.45% onwards

Interest Rate

Rs. 1000 to 0.50%

Processing Fees

Rs. 787/Lakh

EMI

**The above figures are subject to change and GST may be applicable.

Loans for

  • imgFor Marriage
  • imgFor Vacation
  • imgFor Home Renovation
  • imgFor Debt Consolidation
  • imgFor Medical Emergencies
  • imgFor Education
  • imgFor furniture making
  • imgFor jewellery purchase

Qualification Criteria

  • imgAge: 23-65 years
  • imgBusiness Type: All constitution
  • imgYears in business: 2+
  • imgIndustry: All eligible industries

Documents Required

  • img12 months’ bank statement
  • imgAadhaar and PAN card
  • imgAt least 1 business proof
  • imgOwnership Proof - Business / Residence

Home Loan Rejection Do’s and Don’ts

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Do’s

Make sure you have done your research on the loan that you wish to apply for before you apply

Before taking out a loan, make sure to read the fine print

Keep an eye out for any charges that may apply to prepayments and foreclosures

Pay your equated monthly installments (EMIs) on time if you want your loan to stay in good standing

Keep an eye out for any charges that may apply to prepayments and foreclosures

Prior to applying for a loan, you should ensure that your

Credit score is good

Find out how much you are eligible for a loan and apply for one

Ensure that all the required documents are submitted

Maintain a stable employment situation

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Don’ts

Don’t Apply Without Checking Your Credit Report

Don’t Switch Jobs Before or During the Loan Application

Don’t Ignore Floating vs Fixed Interest Rate Comparison

Don’t Delay Loan Repayments or Default on Existing Loans

Don’t Forget to Maintain a Healthy Debt-to-Income Ratio

Don’t Underestimate the Importance of a Co-Applicant

Don’t Overestimate Your Repayment Capacity

Don’t Make Multiple Loan Applications Simultaneously

Don’t Choose a Lender Based Solely on Low Interest Rates

Don’t Overlook the Fine Print

Don’t Go for a Short Loan Tenor if You Cannot Afford the EMIs

Asked Question

1

What does Market Value of a property mean?

Market Value of the property refers to the approximate value of the property in the prevailing market.

2

When can I apply my Housing Loan application?

3

How do I start paying back the loan?

4

When do I start paying my principal amount?

5

What tax deduction are allowed against home loans?

Talk to our Experts now!

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For Self Employed - Business & Professional

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For Every Risk Appetite